Frequently Asked Questions
Can you look at a case that another bank has rejected?
Yes. We can review the available information and explore whether another potentially suitable financing channel may exist. A lender's approval is never guaranteed.
Does GAURANGA CAPITAL directly sanction the loan?
No. GAURANGA CAPITAL provides loan and finance advisory/assistance. The relevant lender makes the final credit and sanction decision.
Will the interest rate be the same for every applicant?
No. Rates and terms depend on the lender, applicant profile, credit assessment, property/business profile and other applicable factors.
Can self-employed and business applicants enquire?
Yes, subject to the eligibility and documentation requirements of the relevant lender.
What documents should I keep ready?
Typical documents may include KYC, PAN, income or financial records, bank statements, tax/GST records where applicable, property documents and other documents requested by the lender.
Does submitting the enquiry mean approval?
No. Submission only requests assistance. Final eligibility, sanction, pricing and disbursement remain subject to the relevant lender's independent assessment and terms.