Personal Loan
A personal is a unsecured loan option that can avail for various purpose without pledging any collateral. whether you want to finance a medical emergency, take a much needed family vacation, there is a marriage at home or give your home a long-awaited makeover, it allows you to tackle your urgent financial needs with utmost ease. Looking for an instant way to fund your larger expenses? Get an instant personal loan online!
Get affordable and unsecured personal finance of up to Rs. 35 lakhs at attractive personal loan interest rates. The best part? We have made the loan process extremely convenient for you with our digital application process and easy-to-meet eligibility criteria.

Features of Personal Loan
How to get Personal Loan in 6 easy steps?

Type of Personal Loan
Eligiblity Criteria For Personal Loan
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Document Required For Loan
Personal loan Application process
- When financial emergencies knock at your door, turn to your trusted partner- Gauranga Capital. Our customized personal loans help you fund all big-ticket expenses in no time. Whether you want to take care of a family medical emergency,engage in a home improvement project,or apply for an educational course, everything is possible with Gauranga Capital's flexible and tailored Personal Loan. Apply today to finance all your requirements conveniently with our attractive interest rates and easy-to-meet eligibility criteria. Need a personal loan for education quickly? No worries! We understand your time is precious and you need quick funds before the deadline. With Gauranga Capital, you can easily apply for a personal loan for Personal Loan for Education online. Read on to understand how to apply for a loan online. Wondering how to apply for a Personal Loan? We've got you covered. With personal loan apply online feature, you can apply for a quick loan without even stepping out of your house
How Personal Loan Application process
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The process of sanctioning a personal loan is straightforward as it is a collateral-free loan with minimal documentation requirements. Once you have applied along with the necessary documents, here’s how it is processed-
1. Once the lender receives your personal loan application, they will verify and confirm your personal details and address through your KYC documents.
2. They will also verify your banking and income details such as salary deposits made into the account, salary payslips, or income tax returns to determine your repayment capacity.
3. The lender might also consider your credit score to ascertain your creditworthiness
4. Finally, the lender will consider your age, number of years of employment left, etc., to determine the loan amount it can offer along with the repayment period. If all documents are in order and you are eligible for the loan, the lender will approve your personal loan application.



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I loved how simple it was to get an online quote for my travel insurance. The entire process was user-friendly, and the pricing was transparent. Paying and buying the insurance online was seamless. Fantastic service!

A personal is a unsecured loan option that can avail for various purpose without pledging any collateral. whether you want to finance a medical emergency, take a much needed family vacation, there is a marriage at home or give your home a long-awaited makeover, it allows you to tackle your urgent financial needs with utmost ease. Looking for an instant way to fund your larger expenses? Get an instant personal loan online!
Get affordable and unsecured personal finance of up to Rs. 35 lakhs at attractive personal loan interest rates. The best part? We have made the loan process extremely convenient for you with our digital application process and easy-to-meet eligibility criteria.
The Features of Personal Loan-
- Multipurpose Loan
- No Collateral/Security
- Overdraft Facility
There are steps to get loan in 6 steps-
- Determine your Requirement
- Check Loan Eligiblity
- Calculate Monthly Installment
- Fill the Document
- Sumbit the Document
- Enjoy the loan
There are Types of Personal Loan-
- Visit your Dream Destination
- Get a personal Loan for your Marriage expense
- Renovate your Home
- Emergency medical Expenditure
- Debt Conolidation
- Make a Down Payment
There are Documents required for loan-
- Photo
- Pan Card
- Aadhar Card
- Appointment Letter
- Salary Slip
- Bank Statement
- Form 16
- ITR
- Processing Fee
- Company Profile