Protection of health is very important, to increase the longevity of life health have to be secure. that is why people insurance for life health issues.
Group Health Insurance also called Corporate Health Insurance extend coverage to employee of an organization .the corporate health insurance policy cover pre- hospitalization, post hospitalization expenses, pre existing disease etc.
Group Health Insurance policies are tailored to cover a specific group of individuals, often presented as an employee perk. employee typically offer this benefit to their employee who may also choose to enroll their family member under the same policy such as spouse, parents, children or parents in law.
one of the key benefit of group health insurance is the instant coverage of pre- existing meidcal coverage , elimination waiting periods. these plan cover a broad spectrum of medical needs, including treatment of commom illness , maternity benefit and day care beneift. moreever it also include wellness benefit among other valuable benfit.
The Problem
Building a Great team is a challenging task but retaining them poses an even great difficulty. when employer decide to leave question often arise about what could have been done differently. most employee seek work life balance, competitive compensation and health benefit and they tend to depart when they perceive a lack of appreciation.
The Solution
to establish an workplace the focus should be on implementing human centric policies. creating a corporate culture centered on care , innovation , inclusivly can profund sense of belonging among employee.
this vision can relaize by taking essential steps starting with the adoption of group health insurance for employees. such a move not only offer protection against unexpected situation but also contribute to increase employee satisfaction and higher retention fees.
- Employee Retention – Demonstrating care of employees through health insurance enhance their view of your organization reducing turnover.
- Tax Benfit- Contribution to group Health Insurancne may quality for tax deduction, providing finanial benefit.
- Cost efficiency – Group employee provide cost saving as the premium are spread across a larger pool of employees.
- Ancillary Expenses – Corporate health insurance for employee including cost like ambulance expenses.
- No medical screening – Corporate health insurance plan allow enrollment without requiring medical screening.
- Cost effective Protection – employer employee insurance offer more economical alternative compared to personal health insurance plan.
- Cashless treatment – Policyholder can avail of medical care of network hospitals without making upfront payment reducing financial strain.
- Added Health Benefit – employers can provide extra benefit like regular checkup mental wellness suport and OPD consultation to promote proactive employee well being.
- pre and post hospitalization coverage – Group mediclaim insurance for employee include medical expenses before and after hospitalization offering extensive support. this encompass relevant pre hspitalization expenses incurred within 30 days before hospitalization and relavant post hospitalization expenses incurred within 60 days after leaving the hospital.
